New drugs are rapidly being developed and marketed, and more prescriptions are being written than ever before. The population as a whole is aging, and elderly patients account for about one-third of all drugs consumed. The practice of pharmacy itself has radically changed over the last decade. Whereas most pharmacies used to be part of family owed drug stores, they …
Claims for Breach of Contract
Generally, most medical malpractice cases are tort actions based on the existence of a physician’s duty to a patient, a breach of that duty, and injury to the patient as a result of the breach. Most healthcare providers do not promise a cure nor guarantee the best possible result. However, an individual physician may open him or herself up to …
Overview of Underinsured/Uninsured Motorist Coverage
Because a substantial number of owners and operators of cars and trucks in the United States fail to maintain adequate insurance coverage or operate their vehicles without any insurance coverage at all, many motor vehicle insurance policies contain provisions for underinsured motorist coverage, sometimes abbreviated UIM, or uninsured motorist coverage, sometimes abbreviated UM. The intent of such provisions is to …
Coverage for Hit-and-Run Accidents
A typical hit-and-run accident is a collision between two vehicles, and one of them leaves the accident scene. However, there are other types of hit-and-run accidents. A hit-and-run accident may also involve chain reaction accidents, flying auto parts, auto debris on the road, and objects thrown or shot from other vehicles. The standard uninsured motorist endorsement requires an insured, who …